Stay Safe from Holiday Scams

Posted by Lily Chavez | Nov 12, 2024
#scams #fraud #holidays #onlineshopping #security

Stay Safe from Holiday Scams

Holiday Scams | Centra Credit Union

The holiday season brings more online shopping, making it a prime time for scammers. Here's how to protect yourself:

Watch Out for Fake Websites and Apps

Scammers often create fake websites and apps that look like trusted retailers. These sites steal your payment details or install malware on your device. Be wary of apps asking for unnecessary permissions or displaying poor grammar or spelling errors.

Be Cautious of Email Links

Avoid clicking on links in unsolicited emails. These may lead to fake websites designed to steal your personal information or install malware. Watch for emails with typos or offers that seem "too good to be true."

Secure Your Payments

Before buying online, ensure the website has “https” and a lock symbol in the URL, indicating a secure connection. Avoid entering personal details on unsecured sites or pop-ups asking for payment info.

Avoid Public Wi-Fi for Sensitive Transactions

Public Wi-Fi networks are often unsecured, making it easier for scammers to steal your data. Avoid shopping or accessing financial accounts while on public Wi-Fi, and use websites with "https" encryption.

Beware of Delivery Scams

Scammers may contact you, claiming to be a delivery service and asking for personal information to confirm a package. Legitimate services like USPS never ask for personal details over the phone or email.

Tips for Protection:

  • Use strong, unique passwords for each account.
  • Shop only on trusted websites and apps.
  • Enable two-factor authentication for added security.
  • Monitor your accounts for suspicious activity and report anything unusual immediately.

By staying alert, you can keep your personal and financial information safe while enjoying the holidays.

Want to learn more? Check out the CISA government’s comprehensive guide to holiday online safety:https://www.cisa.gov/holiday-online-shopping



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